The Rules Of Social Security Disability Insurance That You Should Know

As you grow older, the sense of invincibility begins to fade. Accidents do happen, even if you avoid roller coasters, follow speed limits, and eat your leafy greens daily. Illnesses happen. And being sidetracked by any ailment that keeps you out of work for some time is far more frequent than you would believe. 

Suppose you don’t think it will happen to you. In that case, you’re not alone: According to disability awareness research conducted by the individuals who care the most about disability awareness, the Council for Disability Awareness. Sixty-four percent of wage workers believe there is a 2% or less probability of becoming incapacitated for three months or more during their employment.

You may apply for disability benefits online at the Social Security Administration’s website, where you can go through a five-step screening procedure to see if you’re disabled and should apply for payments. Here’s what they’re looking for:

To Qualify, You Must Have Enough Working Credits, And You Cannot Earn Too Much:

To be eligible for Social Security disability payments, you must have worked for a certain period in the past. The longer you’ve been working and the more regularly you’ve been paid in recent years, the more likely you are to be accepted.

Your Situation Must Be Regarded Critical:

To qualify for disability compensation, you have to be in a poor situation, like really awful. According to the SSA’s disability criteria, your illness must be deemed to interfere with all work-related tasks. Furthermore, the disability must have lasted or be projected to remain for at least 12 months or end in your death.

Your Illness Must Be On The Official List Of Incapacitating Illnesses:

The Social Security Administration keeps track of disabilities that are severe enough to preclude a person from engaging in substantial gainful activity. However, you are not immediately prevented from obtaining disability payments if you have a condition listed on the impairment list. 

You Must Be Unable To Do The Tasks You Previously Performed:

The SSA will check into your medical impairment to see if it is significant enough that you cannot perform the responsibilities necessary in your previous job. Suppose your disability isn’t on the official list. In that case, they’ll assess your residual functional capacity or your ability to perform basic work-related activities based on your current physical and mental state.

If you’re like most people, your retirement funds are a few years (or more) behind. However, there are a few little-known Social Security secrets that might help you increase your retirement income. You only need to speak with a professional, such as Hankey Law Office.

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