After a job injury, it might be tough to make ends meet without workers’ compensation payments. Unfortunately, many injured employees make basic but costly errors throughout the workers’ compensation claims process. Here are some points to help you make the most of your workers’ compensation claim.
Submit Your Injury As Soon As Possible:
After a job injury, the first thing you should do is to tell your boss. Every state has a deadline for workers to report their injuries, which varies significantly from state to state. You risk losing your entitlement to workers’ compensation payments if you miss the deadline. To legally begin your claim in certain conditions, you’ll also need to complete a workers’ compensation claim form by a specific date.
Get Medical Help Right Away:
Prompt medical attention can lead to a faster and more complete recovery. It also documents your accident and describes your injuries and physical limitations, applicable medical proof in your workers’ compensation claim.
Worker’s Compensation Benefits: Know What You Have:
Workers who have been injured should be aware of the benefits available via the workers’ compensation system. While each state has its qualifying and amount requirements. If you have any questions, you can seek assistance from your state’s workers’ compensation department or a workers’ compensation lawyer.
Keep Thorough Records:
Maintain records of all papers relating to your workers’ compensation claim, such as work restrictions, employer or insurance company communication, and completed forms. While your physicians will keep track of your treatment in medical records, work restriction papers are not always included. Many of these documents are required for your workers’ compensation claim to be authorized and reimbursed.
If your workers’ compensation claim is straightforward or the insurance company agrees to pay your claim, you may not need an attorney. Consider enlisting the help of a professional legal team, like Fusco, Bradenstein & Rada, P.C. It can be challenging to navigate the workers’ compensation system, including deciding whether and for how much to accept a settlement offer. An attorney can evaluate your claim, negotiate with the insurance company, and defend you in court if necessary.